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Thinking about Mothers on Mothers Day

This holiday is a good time for us to be thinking about mothers –young and old – and what we should be doing for them. Their role in our lives is critical and as we value what they have done and do for us, we need to make sure they are cared for in return.

When we think about young mothers and what they do and provide, we must think about what would happen if those mothers were no longer able to take care of children and families. A young mother’s spouse would be well-advised to be sure that the mother had life, health and disability insurance in place through an employer or otherwise.

Older mothers, approaching or in retirement, have a somewhat different set of needs to consider. First, we would want to know the state of the mother’s physical, mental and emotional health and what needs she has in that area. Is there health insurance, long term care insurance, family or friends available? Has the mother completed a directive for health related decisions and treatment?

Second, what is the mother’s financial situation? Is there security in terms of money enough to live on and to go beyond the bare necessities? Is there money in place if health deteriorates sufficiently to require nursing care and the like? Has the mother executed a durable power of attorney to have her finances handled and a will for her eventual demise.

Simply put, for adults with a mother in their lives, ask not what the mother can do for you but what you can do for the mother. 

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